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HMF, MPF, DTHC & Customs Bonds: Key Fees for US Car Imports Explained

May 28, 2025 at 7:52 AM

Importing cars to the US involves navigating a maze of fees and compliance requirements. From harbor maintenance charges to customs bonds, understanding these costs is critical for budgeting and avoiding delays. This guide breaks down the four most critical terms: HMF, MPF, DTHC, and Customs Bonds, with 2025 rates and actionable strategies.

For a full import walkthrough, see our pillar article:

Shipping American Muscle Cars Overseas: A Complete Documentation Guide


1. HMF (Harbor Maintenance Fee)

What It Is:

A federally mandated fee of 0.125% on the value of ocean freight imports. It supports the maintenance and development of US ports and harbors.

2025 Key Details:

  • Rate: 0.125% of the declared cargo value

  • Applies To: All ocean freight imports into the US

  • Excludes: Air and land shipments

Example:

A $50,000 classic car shipped via ocean will incur an HMF of $62.50.


2. MPF (Merchandise Processing Fee)

What It Is:

A fee imposed by US Customs to offset the cost of processing imported goods.

2025 Rates:

Entry Type Rate Min/Max
Formal (>$2,500) 0.3464% of value $31.67 – $634.62
Informal (≤$2,500) Flat fee $2.53

 

Note: These rates will change in 2026.

Example:
 

A $80,000 vehicle import pays $277.12 in MPF (0.3464% of $80,000).


3. DTHC (Destination Terminal Handling Charge)

What It Is:

Fees charged at the destination port for unloading and processing containers. These are negotiated directly by the shipper and can vary significantly—ranging from $0 to $800 per container depending on volume, port, and carrier.

2025 Estimated Averages:

Port 20ft Container 40ft Container
Los Angeles $293 $585
New York/New Jersey $273 $546
Miami $254 $507
 
Note: These are average market benchmarks. Final DTHC rates are determined by your logistics provider and may vary.

4. Customs Bond

What It Is:

A mandatory financial guarantee to US Customs ensuring that all import duties, taxes, and compliance obligations are fulfilled. It is a legal requirement for all commercial imports.

Why It’s Required:

  • Guarantees payment of duties and taxes to CBP

  • Ensures regulatory compliance with import laws

  • Protects the government in case the importer defaults

Key Characteristics:

  • Non-refundable: Bond fees are premiums paid to surety companies and are not returned, even if no claims are made.

  • Required for all commercial entries, even one-time shipments.

Types & 2025 Costs:

Bond Type Coverage Cost
Single-Entry One-time use ~1% of shipment value (minimum $75)
Continuous Unlimited annual use Flat rate: $650/year
 
Most new importers start with a single-entry bond. For frequent importers, a continuous bond is more cost-effective.

How These Fees Impact Total Import Costs

Sample Cost Breakdown: Importing a 1969 Camaro Z/28 from Germany

Fee Type Calculation Amount
Vehicle Value $85,000
Duty (2.5%) 2.5% of $85,000 $2,125.00
HMF 0.125% of $85,000 $106.25
MPF 0.3464% of $85,000 $294.44
DTHC (NYC) $546.00
Customs Bond ~1% of vehicle value $850.00
Total Fees $3,921.69

 

Annual Update Notice

This article is updated every December 1 to reflect changes in US Customs regulations, fee adjustments, and trade policy shifts. Bookmark this page or subscribe to our newsletter to stay current.


How West Coast Shipping Simplifies Compliance

We help importers navigate this complex process efficiently:

  • Automated Calculations: Use our Import Calculator to get instant HMF/MPF estimates

  • Customs Bonds: Partner with A-rated sureties to secure competitive bond pricing

  • Port Coordination: Leverage our relationships with US ports to negotiate DTHC discounts


Need Help Navigating Fees?

Contact West Coast Shipping for a personalized import cost analysis and expert compliance guidance.

For more on tariff strategies, read our guide:
Trump’s 25% Tariff Impact on Auto Shipping

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