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How To Insure Your Import Car For Travel In Europe

Are you planning a trip through Europe with a car or motorcycle you imported? No matter if you are planning to drive through Italy, or Spain enjoying their great food and sightseeing, or if you want to explore the Scandinavian countries with their beautiful countryside. In order to drive your vehicle in Europe, you will need the so-called „Green Insurance Card“ in order to be protected when driving through Europe.

Insurance conditions in Europe are different compared to the US. While in the US the driver is insured the vehicle is insured in Europe instead. This means your US insurance is not valid in Europe and you cannot operate your car there legally. Therefore, additional insurance is mandatory for your trip.

Third-party insurance covers damages you caused with your vehicle to any other third party (person) or objects owned by a third party. It is also possible to include comprehensive insurance to cover damages on your own vehicle.

The requirements for having car insurance in Europe vary from country to country. However, in general, all drivers are required to have at least third-party liability insurance. This type of insurance covers damages that you cause to other people or property in an accident.

In addition to third-party liability insurance, some countries may also require drivers to have other types of insurance, such as:

  • Collision insurance. This type of insurance covers damage to your own car in an accident.
  • Theft insurance. This type of insurance covers the cost of replacing your car if it is stolen.
  • Comprehensive insurance. This type of insurance covers both collision and theft damage.

It is important to check with the authorities in the country you are driving in to find out what the specific requirements are for car insurance. You can also contact your insurance company to get more information about the types of insurance that are available to you.

Here are some of the benefits of having car insurance in Europe:

  • Peace of mind. Knowing that you are covered in case of an accident can give you peace of mind while driving.
  • Financial protection. If you are involved in an accident, car insurance can help to protect you financially from the costs of damages.
  • Legal protection. In some cases, car insurance can also provide legal protection if you are involved in an accident.

If you are planning on driving in Europe, it is important to make sure that you have the appropriate car insurance. This will help to protect you and your finances in case of an accident.

For further information about the mandatory insurance, we are recommending the services of Tourinsure where you can also download the application form and get additional information.